Instead, users simply tap or wave a payment-enabled card, smartphone, or wearable device near a compatible terminal. This technology relies primarily on Near Field Communication (NFC), a short-range wireless communication standard that enables devices to exchange data when placed close together. Over the past decade, contactless payment has become increasingly popular due to its speed, convenience, and reduced physical interaction, especially in high-traffic environments such as retail stores, public transport systems, and quick-service restaurants.
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